Perfect bank system in my mind:
1. Universal (same bank everywhere)
2. Bank NPCs only in Capitals, preferably in a BANK house/building. - This makes the immersion way better.
3. When you visit the NPC you can view/deposit/withdraw
4. You are able to open a Bank menu from anywhere, but have only VIEW rights. ( nothing more infuriating to have to go back because you thought you have 20 number of things, when you just had 15)
5. When you open the Bank menu from step 4. you can also VIEW the items in the bank/inventary of your ALTS. (This is obviously easy to make if you have the banks/inventory linked to AccountID and not CharecterID) - this in my view is awesome QOL feature.
6. In the actual bank (NPC) you can Search for items, auto-rearange items and be able deposit/withdraw with shortcuts. SHIFT + right click - deposit all, right click - choose how many and etc.
7. In the bank you are able to expand the amount of slots you have by purchasing, same goes for Tabs. - This way everyone can have whatever suites them and strive for something. But ofc have some limit.
8. Being able to transfer stuff from one alt to another within the banking menu will be also great. Some small fee might be good to implement. This way if you are logged with Char X you can transfer whatever you wish to your alt Char Y without having to drop things on ground or mail or search for somebody to trade it to. This is basic IRL Banking functionality that I have not seen personally in any MMORPG.
--EN ESPAÑOL--
Siempre he pensado que es buena idea tener un banco para cada una de las facciones en un lugar concreto para que la gente vaya ahi a depositar sus ganancias o objetos que desee, ya que luego podrían existir los bancos de las guilds.
--IN ENGLISH--
I have always thought that it is a good idea to have a bank for each of the factions in a specific place for people to go there to deposit their winnings or objects they want, since then there could be guild banks.
About the Topic
Do you prefer to access your bank from everywhere? Maybe you like to go to the Bank itself and talk to an NPC?
- Well as most people agrees a univercal Bank NPC/item that Talk/Click on in any town would be great
Bank Tabs? One big space? Expandable or not?
- Bank Tabs is a must and if you could rename the Tabs and/or have diffrent tabs for resorces example Mining tab ,fish tab and restrictions so only that type of items can be put in them (POE-style) and expandables would always be good
Maybe some % interest to keep your stashed money slowly growing? Loans, why not?
- the % interest sounds good but i think that would just ruin the economic and get people to start selling gold for real money
Loans is a defently no as you can take a loan send money to friend/other character and then delete your character or just make a new character.
Some Free words below
but then comes the question how will the menu look like? ( if you talk to a NPC )
will it automaticly put you in your bank inventory or will you have other options?
I know you already said Real money is cosmetics only but prehaps add a few extra tabs with some cosmetics to the store? Just thinking as you need to earn some money to run the servers and so on.
/Zfilez
Marvelous Community,
let's get those precious minds to work.
For this Dev Discussion, we want to know what is your ideal banking system.
Do you prefer to access your bank from everywhere? Maybe you like to go to the Bank itself and talk to an NPC? Bank Tabs? One big space? Expandable or not? Maybe some % interest to keep your stashed money slowly growing? Loans, why not?
Can't wait to read your amazing ideas!
lo del prestamo me parece una buena idea, y lo del banco es mejor que en cada capital haya uno con su npc
I strongly recommend that the bank system is only in the cities a building dedicated to the bank and as I said only in the cities, you force the player to have to move around the world and make it more enveloping
Marvelous Community,
let's get those precious minds to work.
For this Dev Discussion, we want to know what is your ideal banking system.
Do you prefer to access your bank from everywhere? Maybe you like to go to the Bank itself and talk to an NPC? Bank Tabs? One big space? Expandable or not? Maybe some % interest to keep your stashed money slowly growing? Loans, why not?
Can't wait to read your amazing ideas!
Hello good!
The truth is that the idea of being able to access the bank from anywhere repels me ... Apart from all the "bad ideas" with which the bank can be used.
I prefer the option that there is an NPC in each city and that this gives us the possibility of using our bank, this makes the game more immersive.
The tabs of the bank is a good idea, it also depends on how the game ends up being, if you have many collectibles, objects for achievements or professions, the space should be according to that. And the tabs that are unlockable with real money or gold.
Also one of the things I would do to avoid the "Bank Characters" would be to limit the bank to a minimum level or have to pay to start using it, so we would avoid all those bank characters used.
On the subject of loans, I do not like the idea, too many ways to break the game.
Making the money grow little by little by having it in the account, may be curious, but it would be necessary to see what "conditions" since it can make people with a lot of gold get much more gold and the poor do not rent them. But well thought out, it can be a very curious idea.
Thanks for reading this gigantic text xD
Y si no hubiera bancos como tal? Si no, un sistema de guardado personal, como un mayordomo o asistente.
Un sistema de palomas mensajeras las cuales llevarán a tu casa/facción el loot siempre restringido a unas características predeterminadas como serían tamaño, peso, propiedades físicas.
En tu casa/facción se entrenarían a estos minions/mascotas para llegar más lejos y obtener mejores características.
Para este debate de desarrolladores, queremos saber cuál es su sistema bancario ideal.
¿Prefieres acceder a tu banco desde cualquier lugar? preferiria acceder al banco solo desde solo ciudades principales ¿Quizás te gustaría ir al Banco y hablar con un NPC? Me es indiferente las dos ideas son buenas
¿Pestañas bancarias? Las pestañas deberian ir enlazadas dependiendo de las profesiones y de las cantidades de materiales que se manjen en el juego, peo estari bien poder comprar espaecios ¿Un gran espacio? ¿Expandible o no? si
¿Quizás algún % de interés por mantener tu dinero guardado y creciendo lentamente? Todo esto se debera ir en concordia con los precios que se manejen en el juego
Préstamos, ¿por qué no?yo diria que no.... pero si impondria para todod aquel que quiera un prestamo de oro por euros es decir si yo necesito 5.000 oros, podria pagar 5 euros y si en un plazo acordado devolviese ese oro, pues que me devolvieran el dinero , si impliera el palzo de devolucion de oro, perderia los 5 euros
Marvelous Community,
let's get those precious minds to work.
For this Dev Discussion, we want to know what is your ideal banking system.
Do you prefer to access your bank from everywhere? Maybe you like to go to the Bank itself and talk to an NPC? Bank Tabs? One big space? Expandable or not? Maybe some % interest to keep your stashed money slowly growing? Loans, why not?
Can't wait to read your amazing ideas!
Everywhere so you don't have to travel around the world to get a bank or you can do it like WOW, i mean every certain amount of land you have a city where you can go to your bank and do whatever you want to. Another think is to make a bank for the entire account so you can send things to your alts instead of sending mails like wow i think it would be a good advantage :)
Marvelous Community,
let's get those precious minds to work.
For this Dev Discussion, we want to know what is your ideal banking system.
Do you prefer to access your bank from everywhere? Maybe you like to go to the Bank itself and talk to an NPC? Bank Tabs? One big space? Expandable or not? Maybe some % interest to keep your stashed money slowly growing? Loans, why not?
Can't wait to read your amazing ideas!
Everywhere so you don't have to travel around the world to get a bank or you can do it like WOW, i mean every certain amount of land you have a city where you can go to your bank and do whatever you want to. Another think is to make a bank for the entire account so you can send things to your alts instead of sending mails like wow i think it would be a good advantage :)